Frequently Asked Questions

Ascent Investments Ltd is a premier investment firm dedicated to helping clients achieve their financial goals through strategic investment solutions and personalized service. With over 15 years of experience in the financial industry, we provide comprehensive investment management services tailored to your unique needs.

Getting started is easy! Simply click on the "Get Started" button at the top of our website and follow the registration process. You'll need to provide some basic information and complete our risk assessment questionnaire. After that, one of our financial advisors will contact you to discuss your investment goals and help you set up your account.

Yes, Ascent Investments Ltd is fully regulated by the Securities and Exchange Commission (SEC) and is a member of the Financial Industry Regulatory Authority (FINRA). We adhere to all regulatory requirements and maintain the highest standards of compliance and security.

What sets Ascent Investments apart is our personalized approach to investment management. We combine cutting-edge technology with human expertise to create customized investment strategies tailored to your specific goals. Our team of certified financial advisors has decades of combined experience, and we maintain a high advisor-to-client ratio to ensure you receive the attention you deserve. Additionally, our transparent fee structure and commitment to education empower you to make informed financial decisions.

We offer a diverse range of investment products including stocks, ETFs, bonds, managed portfolios, and alternative investments such as real estate, private equity, and commodities. We also provide specialized investment opportunities like our dropshipping investment platform. Our advisors will help you select the right mix of investments based on your financial goals, risk tolerance, and time horizon.

Our investment approach is based on a combination of fundamental analysis, market research, and risk management. We believe in diversification across asset classes and sectors to minimize risk while maximizing returns. We take a long-term perspective on investing, but also actively manage portfolios to take advantage of market opportunities and protect against downside risk. Each investment strategy is customized to align with your specific financial goals and risk tolerance.

All investments involve some level of risk, including the potential loss of principal. Different investment types carry different levels of risk. For example, stocks typically have higher risk but also higher potential returns, while bonds generally offer more stability but lower returns. Market volatility, economic conditions, inflation, and interest rate changes can all impact investment performance. Our advisors work with you to understand your risk tolerance and create a diversified portfolio designed to manage risk while pursuing your financial goals.

We conduct quarterly portfolio reviews for all clients, with more frequent monitoring happening behind the scenes. Your dedicated financial advisor will schedule regular check-ins to discuss your portfolio performance, any changes in your financial situation, and potential adjustments to your investment strategy. You'll receive detailed quarterly reports, and you can also monitor your investments in real-time through our secure online portal and mobile app.

You can access your account through our secure online portal at any time by clicking the "Login" button at the top of our website. We also offer a mobile app for both iOS and Android devices, allowing you to monitor your investments, view performance reports, and communicate with your advisor on the go. For security purposes, we use two-factor authentication for all account logins.

We take security very seriously and employ bank-level security measures to protect your account and personal information. This includes 256-bit encryption, two-factor authentication, biometric login options, and continuous monitoring for suspicious activities. Our systems are regularly audited by independent security firms, and we maintain comprehensive insurance coverage to provide additional protection for your investments.

You can deposit funds into your account via electronic bank transfer (ACH), wire transfer, or check. For withdrawals, you can request funds through your online account or by contacting your financial advisor. Standard ACH transfers typically take 2-3 business days to process, while wire transfers are usually completed within one business day. There are no fees for standard deposits or withdrawals, though your bank may charge for wire transfers.

Yes, we can help you transfer existing investments from other financial institutions to Ascent Investments. This process, known as an "in-kind transfer" or "account transfer," allows you to move your investments without having to sell them first. Our team will guide you through the paperwork and coordinate with your current provider to ensure a smooth transition. In most cases, transfers can be completed within 7-10 business days.

Our management fees are based on a tiered structure according to the assets under management. The annual fee starts at 1.25% for accounts under $250,000 and decreases to 0.75% for accounts over $1 million. This fee covers portfolio management, regular rebalancing, financial planning, and access to your dedicated advisor. We believe in transparent pricing with no hidden fees or commissions.

In addition to our management fee, there may be some underlying costs associated with certain investments, such as expense ratios for ETFs and mutual funds. These fees are charged by the fund providers, not by Ascent Investments. We prioritize low-cost investment options whenever possible to minimize these expenses. There are no account opening or closing fees, no transaction fees, and no hidden charges. All potential fees are clearly disclosed before you make any investment decisions.

Management fees are calculated based on your account balance and are charged quarterly in arrears (at the end of each quarter). The fee is automatically deducted from your investment account, so you don't need to make separate payments. Your quarterly statement will clearly show the fee amount and calculation. This approach aligns our interests with yours—we only do well when your investments perform well.

Our standard managed portfolios have a minimum investment of $50,000. However, we offer specialized investment options for clients starting with as little as $5,000 through our digital investment platform. For high-net-worth individuals with over $1 million in investable assets, we provide additional premium services including estate planning, tax optimization, and access to exclusive investment opportunities.